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INFORMATION HANDLING PRACTICE

Purpose	At instant payday lenders, we prioritize the confidentiality and security of your personal information. This notice outlines our procedures for collecting, sharing, and safeguarding your data, as mandated by federal regulations. Please review this document carefully to understand our practices.
Data Collection:	The information we gather varies based on the products or services you utilize with us. This may encompass: Personal identification such as Social Security numbers Financial data including transaction history and income details Credit information and account balances
Information Usage:	As a financial institution, we may need to share your personal data for routine business operations. Below, we detail the purposes for which we may disclose your information, whether you can control such sharing, and how:

Reasons for Sharing Does instant Payday lenders Share	Does instant share?	Can You Control Sharing
Routine business operations, e.g., transaction processing, account maintenance, legal compliance, and credit reporting	Yes	No
Marketing endeavors to offer payday loans products and services	Yes	No
Collaborative marketing efforts with other financial entities	Yes	No
Sharing transaction and creditworthiness details with affiliated entities for their business operations	Yes	No
Affiliate-based marketing initiatives	Yes	Yes
Third-party marketing endeavors	Yes	Yes

Opting Out:	To restrict data sharing, please utilize the Unsubscribe Link provided. Important Notes: New customers may have their data shared starting 30 days from the notice issuance date. Former customers' data continues to be shared as outlined in this policy. You retain the option to limit data sharing at any time, as explained above.

Opting Out:

To restrict data sharing, please utilize the Unsubscribe Link provided.

Important Notes:

New customers may have their data shared starting 30 days from the notice issuance date. Former customers' data continues to be shared as outlined in this policy.

You retain the option to limit data sharing at any time, as explained above.

About instant Payday Lenders
Providing this notice	instant payday lenders (dba instant payday lenders)
What do we do
Data Protection Measures:	We employ stringent security protocols in compliance with federal laws to prevent unauthorized access or misuse of your personal information. These measures include advanced technology safeguards and secured physical infrastructure.
Data Collection Methods:	Your personal information is collected when you: Submit loan requests Submit loan requests Seek assistance with loan acquisition Additionally, we may obtain data from third-party sources such as credit bureaus, affiliates, or other entities.
Limitations on Data Control:	Federal statutes grant you the authority to control certain data sharing aspects, such as: Restricting affiliates from utilizing your data for marketing purposes Limiting third-party marketing directed at you State laws and individual company policies may offer additional control rights.
Impact of Sharing Limitations on Joint Accounts:	Opt-out choices apply universally to all account holders.
Definitions
Affiliates	Companies sharing common ownership or control, spanning financial and non-financial sectors.
Nonaffiliates	Entities without shared ownership or control, including both financial and non-financial organizations.
Joint Marketing	Collaborative efforts between unrelated financial entities to promote products or services to customers.

Additional Information:
Any substantial alterations to this policy will be promptly posted here and deemed effective upon posting. Unfortunately, we do not maintain a consumer review process for altering personally identifiable data collected herein. Vermont residents: Your information will not be disclosed to affiliates or non-affiliated third parties without your explicit consent, except as mandated by law. California residents: We refrain from sharing collected data with affiliates or non-affiliated third parties, except where permitted by state regulations or with your explicit consent. Additionally, we may disregard Do Not Track signals received, although other parties may continue to gather data on your online activities. North Dakota residents: Your information will not be shared with non-affiliated third parties without your express approval, except as legally required or permitted. Nevada residents: Nevada residents: For inquiries regarding this notice or Nevada's regulations on corporate do-not-call lists, please contact us or the Bureau of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone: (702)486-3132; Email: BCPINFO@ag.state.nv.us. Effective Date: The privacy policy's last update occurred on June 13, 2018.

Additional Information:

Any substantial alterations to this policy will be promptly posted here and deemed effective upon posting. Unfortunately, we do not maintain a consumer review process for altering personally identifiable data collected herein.

Vermont residents: Your information will not be disclosed to affiliates or non-affiliated third parties without your explicit consent, except as mandated by law.

California residents: We refrain from sharing collected data with affiliates or non-affiliated third parties, except where permitted by state regulations or with your explicit consent. Additionally, we may disregard Do Not Track signals received, although other parties may continue to gather data on your online activities.

North Dakota residents: Your information will not be shared with non-affiliated third parties without your express approval, except as legally required or permitted.

Nevada residents: Nevada residents: For inquiries regarding this notice or Nevada's regulations on corporate do-not-call lists, please contact us or the Bureau of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone: (702)486-3132; Email: BCPINFO@ag.state.nv.us.

Effective Date: The privacy policy's last update occurred on June 13, 2018.

INFORMATION HANDLING PRACTICE

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