How it Works

Securing a loan becomes hassle-free with Instant. Simply complete a straightforward form on Instant, and your request will swiftly traverse through our extensive network of instant payday lenders. Loan amounts range from $100 to $5,000, with precise figures contingent upon individual lender programs and your state of residence. Experience rapid responses from our lenders, often within minutes and occasionally on the very same day. Once your loan receives approval, you'll seamlessly transition to the lender's platform to review comprehensive terms, encompassing all applicable rates and fees. Should you accept these terms, expect funds to be swiftly deposited into your bank account, sometimes as soon as the following day.

Typical prerequisites for approval among most lenders within our network include:

To be accepted by most lenders in our network, you should:

• A minimum of 90 days of continuous employment.
• U.S. citizenship or permanent residency, and being over 18 years old.
• A monthly income of approximately $1,000 post-tax deductions.
• A checking account in your name.
• Valid contact information including a working telephone number for both home and work, as well as a valid email address.

Streamlined Inquiry Process:

Utilizing our secure technology, we swiftly connect you with payday loan lender from our network based on your provided information. Once a suitable lender is identified, they'll reach out to gather any necessary additional details, such as employment verification or pay stubs.

Direct Cash Disbursement:

Post-approval from your lender, funds are promptly deposited into your bank account. This eliminates the need for bank visits to endorse checks or pay check-cashing fees.

Confidentiality and Security:

Your personal information is safeguarded through industry-recognized security measures and advanced encryption technology.

Automated Repayment:

By authorizing automatic withdrawals (ACH transfers), loan repayments are seamlessly deducted from your bank account, ensuring timely payments and preventing late fees.

Late Payment Policies:

Be sure to review and understand the loan agreement and your lender's late payment policy before accepting the loan. Late fees may be subject to legal limitations in some states, while in others, they may incur additional charges and accelerate the loan to immediate repayment.

Important Note : Before committing to a loan, ensure your ability to make full and timely payments. We advocate for the responsible use of loans, acknowledging that individual circumstances vary.

Loan Extensions

Consult your lender regarding loan extension options, as state laws may restrict or prohibit this practice.

Loan Default

Failure to meet loan obligations may result in default, negatively impacting your credit and future loan eligibility.